Beacon Life exists to help make your life insurance policy work for you and your family, not your insurance company.
It is a sad fact that life insurance companies make a lot of money because people don’t know what their options are.
Beacon Life is not a life insurance company. We don’t make and sell policies. There’s the old expression, “when you’re holding a hammer, everything looks like a nail”. When a company is focused on selling life insurance, everyone looks like a potential customer -- even if more insurance isn’t in their best interests.
Instead, we provide options. Multiple options, so you can choose what’s right for you. We pull back the curtain and provide clear, transparent information, and if we can’t help you, we’ll tell you upfront. If we can, and you choose to work with us, that’s great, but it’s never an obligation.
In short, we try to help you make your policy work for you. If it doesn’t work for you and selling it is a better option, we might be able to buy it.
It’s also a sad fact that some people in the life insurance industry have a reputation for being aggressive and reliant on the “hard sell”.
Beacon Life respects people as individuals. You will never get a “cold call” from us. In fact, we don’t even ask for your name or personal information to take our 30-second assessment.
Every conversation with a Beacon Life insurance experience is 100% confidential. Just like our innovative blood tests, that provide detailed health information to help you get the most of our policy. We don’t use genetic testing or store any personally identifiable information.
Beacon exists today because of these recent breakthroughs in blood science (“proteomics”). It used to be expensive or impossible to test blood for more than a few health and lifestyle factors; now we can quantify over 50 of them from a single blood sample.
We combine these health insights with advanced machine learning models to provide more accurate health outcome assessments than legacy providers with outdated models and basic health screens. For example, our process reveals not just the presence of nicotine, but how the body is coping with smoking.
As a result, our processes let us get clients the absolute best prices possible while reducing risk for underwriters.
We invite you to start a conversation with us. Let’s get to know each other and see if we can help.